{"id":2302,"date":"2020-02-29T01:27:30","date_gmt":"2020-02-29T01:27:30","guid":{"rendered":"https:\/\/www.fnfa.dev4.oracastdev.com\/?post_type=fnfa_faq&p=2302"},"modified":"2020-02-29T01:27:30","modified_gmt":"2020-02-29T01:27:30","slug":"how-does-fnfa-raise-the-monies-to-lend-to-its-members","status":"publish","type":"fnfa_faq","link":"https:\/\/fnfa.ca\/en\/fnfa-faq\/how-does-fnfa-raise-the-monies-to-lend-to-its-members\/","title":{"rendered":"How does FNFA raise the monies to lend to its members?"},"template":"","class_list":["post-2302","fnfa_faq","type-fnfa_faq","status-publish","hentry"],"acf":{"answer":"

FNFA is modeled after provincial\/municipal treasury departments. FNFA has two investment-grade credit ratings (Moody\u2019s, and Standard & Poor\u2019s) that allow FNFA to issue debentures, and also has an established banking syndicate which provides access to the capital markets investors (life insurance companies, pension plans, mutual fund companies, and other government investors). These investors provide FNFA borrowing members with long term, fixed rate loan monies to meet their community priorities. These debentures usually occur in the Fall of each year.<\/p>\n

In order to fund our member\u2019s loan needs prior to the debenture issuance, FNFA has a bridge financing program (Interim Financing) that provides loans at interest rates below Bank Prime. These bridge loans are either rolled into the Fall debenture, or if the loan is for a construction project they may stay as bridge financing until the construction has been completed.<\/p>\n"},"yoast_head":"\nHow does FNFA raise the monies to lend to its members? - FNFA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fnfa.ca\/en\/fnfa-faq\/how-does-fnfa-raise-the-monies-to-lend-to-its-members\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How does FNFA raise the monies to lend to its members? - FNFA\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fnfa.ca\/en\/fnfa-faq\/how-does-fnfa-raise-the-monies-to-lend-to-its-members\/\" \/>\n<meta property=\"og:site_name\" content=\"FNFA\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/theFNFA\/\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fnfa.ca\/wp-content\/uploads\/2026\/02\/fnfa-logo.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1500\" \/>\n\t<meta property=\"og:image:height\" content=\"1500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/fnfa.ca\\\/en\\\/fnfa-faq\\\/how-does-fnfa-raise-the-monies-to-lend-to-its-members\\\/\",\"url\":\"https:\\\/\\\/fnfa.ca\\\/en\\\/fnfa-faq\\\/how-does-fnfa-raise-the-monies-to-lend-to-its-members\\\/\",\"name\":\"How does FNFA raise the monies to lend to its members? 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